I shop 30+ lenders so you don't overpay on your mortgage.
One application. Every lender competing for your file. Advice that works for you, not for a bank, from purchase to renewal.
Every situation has a right mortgage. Start with yours.
Pick what fits. I'll match you with the lenders that approve files like yours, at the best terms they'll offer.
Your bank sells you its mortgage.
I find you the right one.
Going to your bank
Working with Alex
In most cases the lender pays the broker fee. Any fee for a specific file is disclosed upfront, in writing, before you commit.
From first question to keys in hand. Three steps.
Tell me your goal
Answer a few quick questions. No credit check, no documents, no commitment.
Get your strategy
We review your numbers on a short call. I shop the lenders and show you the best options side by side.
Approve & close
I handle the application, the lender, the paperwork and the follow-up. You get updates at every stage.
✓ Every inquiry gets a personal reply within 1 business hour.
How much home can you actually afford?
Get a personalized estimate now, then a real strategy from Alex, not a call centre.
- ✓No credit check and no documents to start
- ✓Your info stays private. Never sold, never shared
- ✓A real person replies within 1 business hour
What's your goal?
Choose the one that fits best.
Household income, before tax?
Combined, if you're buying with someone.
Monthly debt payments?
Car loans, student loans, credit card minimums. Not rent.
Down payment saved?
Savings, gifts, RRSP/401(k) withdrawals. A rough number is fine.
When are you planning to buy?
Helps me prioritize your file.
Current mortgage balance?
Approximate is fine.
When does your term end?
It's on your annual mortgage statement.
What matters most?
Pick one.
Estimated buying power
Nice work, . Lenders can often do better than a calculator. Book 15 minutes and I'll show you your real number.
Estimate only, based on the ranges you selected and a standard qualifying rate. Not a commitment to lend. Final approval depends on lender review.
Renewing in the next 12 months? Don't just sign the letter.
Most homeowners accept their lender's first renewal offer. Tell me your date and I'll shop the market 120 days before it, automatically. Free, no obligation.
Hi, I'm Alex.
For 12 years I've helped families and investors get mortgages that fit their life, not just their paperwork. I started as a bank lender and went independent when I saw how many clients were leaving money on the table.
Today I work with 30+ lenders and handle every file personally, from the first question to closing day, and again at every renewal.
Results, in their words.
Our bank said we could afford 520K. Alex found a lender that approved us at 585K with a better rate. We got the house.
JLSelf-employed for 6 years and two banks turned me down. Approved in 9 days.
MRMy renewal letter was 0.6% higher than what Alex got me. That's thousands over the term for one phone call.
SKAnswered texts at 9pm on a Sunday when our offer was on the line. That's the difference.
DPConsolidated our debts into the refinance. Monthly payments dropped by $1,100.
TNThird rental property with Alex. He structures every deal with the next one in mind.
ABYour buyers, pre-approved and ready to write.
I protect your deals with fast approvals, honest numbers and updates you don't have to chase.
- ✓24-hour pre-approvals for your buyers
- ✓Status updates at every milestone, to you and your client
- ✓Backup lenders if a file gets complicated
FAQ
Does it cost me anything to work with a broker?+
In most cases, no. The lender pays my fee when your mortgage funds. If a specific file requires a fee (some private or complex deals), I tell you upfront, in writing, before you commit to anything.
Will this affect my credit score?+
Not to get started. The questionnaire and strategy call involve no credit check. When we apply, I pull your credit once and share it with the lenders we choose together, instead of you applying at several banks.
How long does a pre-approval take?+
Usually 24–48 hours once I have your documents. If you've already found a property, tell me and your file goes to the front of the line.
I'm self-employed. Can I still qualify?+
Yes. Self-employed files are one of the main reasons people come to a broker. Several lenders assess business income differently than the big banks. I'll match you with the ones that fit how you earn.
Can you beat my bank's renewal offer?+
Often, yes. Renewal letters are rarely a lender's best rate. I compare your offer against the market and, if it makes sense, move your mortgage at renewal, usually at no cost to you.
What happens after I fill out the form?+
I personally review your answers and reach out within 1 business hour by text or email to book a short call. No call centre, no handoffs.
Your mortgage is your biggest expense. Get it right.
Fifteen minutes with me can save you thousands over your term. No pressure and no obligation, just clear options.
(555) 010-2030